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Government must finally grasp nettle of long-term arrears cases
Issued 2 September 2014 |access-to-justice|debt-law-reform|human-rights-law|
Figures released this morning by the Central Bank again show an overall reduction in the number of homes in mortgage arrears in the second quarter of 2014. However legal … -
FLAC welcomes Conclusions and Recommendations of UN Human Rights Committee
Issued 25 July 2014 |access-to-justice|civil-legal-aid|debt-law-reform|human-rights-law|public-interest-law|
FLAC today welcomed the Conclusions and Recommendations issued by the UN’s Human Rights Committee in Geneva following their examination on 14-15 July of the state of civil … -
Oireachtas committee report on lenders' handling of mortgage arrears is challenge for Finance Minister
Issued 8 July 2014 |access-to-justice|consumer-credit-law-reform|debt-law-reform|public-interest-law|
Legal rights group FLAC (Free Legal Advice Centres) today welcomed a comprehensive report from an Oireachtas committee tasked with reviewing the way banks in Ireland handle … -
Long-term mortgage arrears a greater concern than ever
Issued 5 June 2014 |access-to-justice|debt-law-reform|human-rights-law|
The Central Bank has today issued its report to 31 March 2014 on mortgage arrears, repossessions and re-structures on family homes. This shows an overall small decrease in … -
Comprehensive reform of protections for consumers of credit and other financial services urgently needed
Issued 7 March 2014 |consumer-credit-law-reform|debt-law-reform|
The state is failing to properly protect people who avail of credit and other financial services; that is the key finding from a new report by legal rights group FLAC (Free … -
Proposed changes to under-used insolvency system do not go far enough
Issued 10 January 2014 |access-to-justice|consumer-credit-law-reform|debt-law-reform|human-rights-law|
It is reported today that the Minister for Justice & Equality Alan Shatter TD plans to introduce an insolvency protocol similar to the one applying to IVAs (individual … -
Dismay at failure to reform ‘deeply flawed’ state advice scheme on mortgage arrears
Issued 17 December 2013 |access-to-justice|debt-law-reform|
Legal rights group FLAC today expressed its dismay at news that a state scheme providing mortgage arrears advice will continue relatively unchanged, despite the fact that it … -
Concerns remain for those in mortgage arrears
Issued 28 November 2013 |debt-law-reform|public-interest-law|
FLAC (Free Legal Advice Centres) was glad to see that there was a small reduction in the numbers of family home mortgage accounts in short term arrears in the figures … -
FLAC statement: Insolvency Service of Ireland now accepting insolvency applications
Issued 9 September 2013 |debt-law-reform|
FLAC (Free Legal Advice Centres) has welcomed the commencement of potential debt rescheduling arrangements provided for under the personal insolvency legislation, signed into … -
Lenders gain more control than ever under new Code of Conduct on Mortgage Arrears
Issued 27 June 2013 |debt-law-reform|
Viewed in its entirety, the revised Code of Conduct on Mortgage Arrears announced today (Thursday 27 June 2013) seems to be a set of rules designed to allow lenders to speed …
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New law to licence personal insolvency practitioners will exclude 'poorer' debtors
Issued 25 June 2013 |debt-law-reform|
Legal rules issued today to provide for the licensing of Personal Insolvency Practitioners by the Insolvency Service of Ireland will finally allow debtors to start their …
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‘Tougher than ever’ context for households in arrears means less dramatic increase is cause for deep worry
Issued 21 June 2013 |debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) warns that the context for the steady increase in mortgage arrears is one where borrowers in trouble still lack any … -
Pressing need for clear information & advice for consumers on personal debt options
Issued 16 May 2013 |debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) today hosts an information event on 'Moving out of Personal Debt: How to use the new legal infrastructure on personal debt … -
Balance lender powers with consumer protections in reforming repossessions law
Issued 30 April 2013 |debt-law-reform|
As a relatively small but very important piece of law is being proposed to effectively make it easier for lenders to process repossessions through the courts, legal rights …
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Statement on Launch of Insolvency Service of Ireland
Issued 18 April 2013 |debt-law-reform|
FLAC (Free Legal Advice Centres) welcomes the issue of guidelines on minimum income and the regulations on Personal Insolvency Practitioners as necessary forerunners to the …