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  1. 2014- Noeline Blackwell addressing PILA ConferenceFLAC welcomes Conclusions and Recommendations of UN Human Rights Committee Issued 25 July 2014 |access-to-justice|civil-legal-aid|debt-law-reform|human-rights-law|public-interest-law| FLAC today welcomed the Conclusions and Recommendations issued by the UN’s Human Rights Committee in Geneva following their examination on 14-15 July of the state of civil …
  2. Apr 2014 - Paul Joyce JOC FinanceOireachtas committee report on lenders' handling of mortgage arrears is challenge for Finance Minister Issued 8 July 2014 |access-to-justice|consumer-credit-law-reform|debt-law-reform|public-interest-law| Legal rights group FLAC (Free Legal Advice Centres) today welcomed a comprehensive report from an Oireachtas committee tasked with reviewing the way banks in Ireland handle …
  3. Generic Image - Four CourtsLong-term mortgage arrears a greater concern than ever Issued 5 June 2014 |access-to-justice|debt-law-reform|human-rights-law| The Central Bank has today issued its report to 31 March 2014 on mortgage arrears, repossessions and re-structures on family homes.  This shows an overall small decrease in …
  4. Publication cover - Redressing_the_ImbalanceComprehensive reform of protections for consumers of credit and other financial services urgently needed Issued 7 March 2014 |consumer-credit-law-reform|debt-law-reform| The state is failing to properly protect people who avail of credit and other financial services; that is the key finding from a new report by legal rights group FLAC (Free …
  5. homepicture_seesawProposed changes to under-used insolvency system do not go far enough Issued 10 January 2014 |access-to-justice|consumer-credit-law-reform|debt-law-reform|human-rights-law| It is reported today that the Minister for Justice & Equality Alan Shatter TD plans to introduce an insolvency protocol similar to the one applying to IVAs (individual …
  6. Flac Report009Dismay at failure to reform ‘deeply flawed’ state advice scheme on mortgage arrears Issued 17 December 2013 |access-to-justice|debt-law-reform| Legal rights group FLAC today expressed its dismay at news that a state scheme providing mortgage arrears advice will continue relatively unchanged, despite the fact that it …
  7. Publication cover - Moving out of Mortgage Arrears_Online October 2013Concerns remain for those in mortgage arrears Issued 28 November 2013 |debt-law-reform|public-interest-law| FLAC (Free Legal Advice Centres) was glad to see that there was a small reduction in the numbers of family home mortgage accounts in short term arrears in the figures …
  8. FLACFLAC statement: Insolvency Service of Ireland now accepting insolvency applications Issued 9 September 2013 |debt-law-reform| FLAC (Free Legal Advice Centres) has welcomed the commencement of potential debt rescheduling arrangements provided for under the personal insolvency legislation, signed into …
  9. FLACLenders gain more control than ever under new Code of Conduct on Mortgage Arrears Issued 27 June 2013 |debt-law-reform| Viewed in its entirety, the revised Code of Conduct on Mortgage Arrears announced today (Thursday 27 June 2013) seems to be a set of rules designed to allow lenders to speed …
  10. FLACNew law to licence personal insolvency practitioners will exclude 'poorer' debtors Issued 25 June 2013 |debt-law-reform| Legal rules issued today to provide for the licensing of Personal Insolvency Practitioners by the Insolvency Service of Ireland will finally allow debtors to start their …
  11. Generic Image - Noeline at FLAC front door‘Tougher than ever’ context for households in arrears means less dramatic increase is cause for deep worry Issued 21 June 2013 |debt-law-reform| Legal rights group FLAC (Free Legal Advice Centres) warns that the context for the steady increase in mortgage arrears is one where borrowers in trouble still lack any …
  12. Dec 2012 - Volunteers (Dave Ellis)Pressing need for clear information & advice for consumers on personal debt options Issued 16 May 2013 |debt-law-reform| Legal rights group FLAC (Free Legal Advice Centres) today hosts an information event on 'Moving out of Personal Debt: How to use the new legal infrastructure on personal debt …
  13. Generic Image - Noeline at FLAC front doorBalance lender powers with consumer protections in reforming repossessions law Issued 30 April 2013 |debt-law-reform| As a relatively small but very important piece of law is being proposed to effectively make it easier for lenders to process repossessions through the courts, legal rights …
  14. FLACStatement on Launch of Insolvency Service of Ireland Issued 18 April 2013 |debt-law-reform| FLAC (Free Legal Advice Centres) welcomes the issue of guidelines on minimum income and the regulations on Personal Insolvency Practitioners as necessary forerunners to the …
  15. FLACAmend Code to give borrowers stronger hand in dealings with banks Issued 10 April 2013 |access-to-justice|debt-law-reform| How banks treat borrowers in mortgage arrears on their family home is the focus today of the Central Bank in its review of a code of conduct for lenders. Legal rights group …
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