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FLAC wins appeal against decision of Financial Services Ombudsman
Issued 27 July 2011 |access-to-justice|consumer-credit-law-reform|debt-law-reform|
In a decision in the High Court this morning, Judge Hanna found that the practice of some Finance Companies in refusing to accept back cars where Hire Purchase agreements … -
FLAC welcomes steps on law reforms
Issued 24 June 2011 |access-to-justice|debt-law-reform|human-rights-law|
FLAC welcomes the early introduction of a new Civil Law (Miscellaneous Provisions) Bill. The Bill, which was due to be introduced in the autumn of 2011 has been brought …
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Legal rights group says better system for debt an urgent essential
Issued 2 June 2011 |consumer-credit-law-reform|debt-law-reform|
Free Legal Advice Centres (FLAC) today released its Annual Report for 2010. Demand for information and advice from FLAC's network of free legal advice clinics, provided by …
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FLAC reaction to frustration of Master of High Court
Issued 12 May 2011 |debt-law-reform|
The frustration felt by the Master of the High Court, Master Edmund Honohan, at the lack of an effective legal system for people who are seriously over indebted is also a …
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Homeowners are under immense stress too
Issued 31 March 2011 |debt-law-reform|
"On foot of the bank 'stress tests,' there continues to be a lack of focus on struggling homeowners" The latest round of stress tests on Irish Banks and financial …
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FLAC reaction to new mortgage arrears figures 28 Feb 2011
Issued 28 February 2011 |debt-law-reform|
FLAC Press Advisory, Monday 28th February 2011. Dublin. Following on the release by the Financial Regulator of the Central Bank of new figures for mortgage arrears on family …
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New banking charges will hit low-income customers hardest
Issued 17 February 2011 |consumer-credit-law-reform|
Regulator must carry out stress-testing of any charges and be empowered to ensure fairness This week another bank will introduce new charges which will negatively impact …
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FLAC publishes guide to improved Code of Conduct on Mortgage Arrears
Issued 18 January 2011 |consumer-credit-law-reform|debt-law-reform|legal-information|
"The focus must be to keep people in their homes" The independent legal rights organisation FLAC (Free Legal Advice Centres) has issued guidelines to assist …
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FLAC calls for Dynamic Debt Settlement System
Issued 16 December 2010 |consumer-credit-law-reform|debt-law-reform|
In a society where credit has become the main driver of consumer spending, there has been an unacceptable failure by government to change the law to reflect that change in …
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Expert Group Report: An Important Step In Addressing The Mortgage Arrears Problem
Issued 17 November 2010 |debt-law-reform|
Today's Final Report from the Expert Group on Mortgage Arrears and Personal Debt contains a number of recommendations, which if implemented, should improve the situation for …
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FLAC: Debt Advice and Information Services must be protected from budget cuts
Issued 4 November 2010 |access-to-justice|consumer-credit-law-reform|debt-law-reform|
The latest statistics from MABS, the Money Advice and Budgeting Service, reveal that the average waiting time for a first-time appointment in some areas is now over two …
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Struggling Homeowners’ Needs Must be Prioritised
Issued 1 September 2010 |debt-law-reform|
Wednesday 1 September 2010 Today the Financial Regulator has released quarterly figures which once again reveal a disturbing increase in the number of households in serious …
- Public given rare opportunity to shape mortgage arrears policy Issued 19 August 2010 |debt-law-reform| The Financial Regulator is currently revising its Code of Conduct on Mortgage Arrears. As part of a consultation, it is offering the public a rare chance to contribute its …
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Cautious welcome for Financial Regulator's proposals
Issued 13 August 2010 |debt-law-reform|
Legal rights organisation FLAC today gave a cautious welcome to the Financial Regulator's consultation paper on the code of conduct for mortgage arrears. Noting that the …
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FLAC welcomes interim recommendations of Expert Group
Issued 6 July 2010 |consumer-credit-law-reform|debt-law-reform|
FLAC today welcomed provisions contained in the interim report of the Mortgage Arrears and Personal Debt Expert Group but noted that major issues remain to be addressed by …