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New legal aid scheme for troubled borrowers welcomed
Issued 25 January 2016 |access-to-justice|civil-legal-aid|debt-law-reform|
Legal rights group FLAC has welcomed the announcement by Minister for Justice & Equality Frances Fitzgerald TD of a new legal support scheme for those in mortgage … -
Reaction: Court review of insolvency arrangements
Issued 20 November 2015 |access-to-justice|debt-law-reform|
Legal rights group FLAC today said that new provisions for independent oversight of personal insolvency arrangements are a welcome first step towards adjusting the imbalance … -
Six months on, where are mortgage arrears measures?
Issued 16 November 2015 |access-to-justice|debt-law-reform|human-rights-law|
On 13 May 2015, the government announced a suite of measures aimed at tackling the problem of mortgage arrears and increasing the supports available for distressed borrowers. … - Why do Irish banks prefer Stepchange model? Issued 25 September 2015 |debt-law-reform| Legal rights group FLAC today expressed puzzlement at news that five major retail banks in Ireland are to fund a UK debt advice agency to provide a telephone support service …
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FLAC suggestions to Oireachtas Committee on bankruptcy term
Issued 9 July 2015 |debt-law-reform|
Legal rights group FLAC today noted a report from the Joint Oireachtas Committee on Justice, Defence and Equality proposing that the term for bankruptcy reduced from the … -
Failure to deal with top-up loans leaves burden on poorest families
Issued 16 June 2015 |access-to-justice|consumer-credit-law-reform|
It is reported today that the Financial Services Ombudsman’s Bureau has upheld a complaint by a Donegal couple who complained about their loan from a leading moneylender … -
Guide to moneylending & the law
Issued 16 June 2015 |consumer-credit-law-reform|
We are re-posting a link to our Guide to Moneylending & the Law in the wake of a report by Charlie Weston of the Iris -
Briefing: Mortgage Arrears Figures issued 4 June 2015
Issued 4 June 2015 |access-to-justice|consumer-credit-law-reform|debt-law-reform|
FLAC Briefing Note Central Bank Mortgage Arrears Figures issued 4 June 2015 Quite late into the second quarter of 2015, the Central Bank has today issued finally figures on … - Government announcement represents some progress on mortgage arrears Issued 13 May 2015 |access-to-justice|debt-law-reform|human-rights-law|public-interest-law| Today’s announcement from government of proposed reforms to assist those in mortgage arrears marks progress and is a recognition that there has been an unfair imbalance in …
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Three point plan needed from Government to address mortgage arrears crisis
Issued 9 March 2015 |debt-law-reform|
FLAC press release 09 March 2015 A three point plan needed … -
Analysis of mortgage arrears data shows Government strategy not working
Issued 15 January 2015 |access-to-justice|consumer-credit-law-reform|debt-law-reform|public-interest-law|
An in-depth analysis of the steps taken by the state and lenders to resolve the owner occupier mortgage arrears crisis indicates that the Government’s current approach is … -
Wider view needed for new mortgage lending rules
Issued 9 December 2014 |consumer-credit-law-reform|debt-law-reform|public-interest-law|
In regulating how much a person can borrow to buy a house, the State must also take into account not just the Central Bank’s proposals but the wider crises in housing and … -
Put focus on ordinary people in long-awaited reform of credit and insolvency
Issued 7 October 2014 |access-to-justice|consumer-credit-law-reform|debt-law-reform|human-rights-law|
Two important news items this morning underline the urgent need to regulate the credit industry in Ireland appropriately, says legal rights group FLAC (Free Legal Advice …
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Consumer protection on agenda for new Oireachtas term
Issued 17 September 2014 |access-to-justice|consumer-credit-law-reform|public-interest-law|
Legal rights group FLAC (Free Legal Advice Centres) will mark the first day of the new Dáil term today with a presentation on legal protection for consumers of financial … -
Government must finally grasp nettle of long-term arrears cases
Issued 2 September 2014 |access-to-justice|debt-law-reform|human-rights-law|
Figures released this morning by the Central Bank again show an overall reduction in the number of homes in mortgage arrears in the second quarter of 2014. However legal …