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  1. Stock Image - Legal Advice SignNew legal aid scheme for troubled borrowers welcomed Issued 25 January 2016 |access-to-justice|civil-legal-aid|debt-law-reform|   Legal rights group FLAC has welcomed the announcement by Minister for Justice & Equality Frances Fitzgerald TD of a new legal support scheme for those in mortgage …
  2. Stock Image - House Keychain (Mortgages/Housing)Reaction: Court review of insolvency arrangements Issued 20 November 2015 |access-to-justice|debt-law-reform| Legal rights group FLAC today said that new provisions for independent oversight of personal insolvency arrangements are a welcome first step towards adjusting the imbalance …
  3. Stock Image - Keys, Money, House (Mortgages)Six months on, where are mortgage arrears measures? Issued 16 November 2015 |access-to-justice|debt-law-reform|human-rights-law| On 13 May 2015, the government announced a suite of measures aimed at tackling the problem of mortgage arrears and increasing the supports available for distressed borrowers. …
  4. Why do Irish banks prefer Stepchange model? Issued 25 September 2015 |debt-law-reform| Legal rights group FLAC today expressed puzzlement at news that five major retail banks in Ireland are to fund a UK debt advice agency to provide a telephone support service …
  5. Generic Image - FLAC BannerFLAC suggestions to Oireachtas Committee on bankruptcy term Issued 9 July 2015 |debt-law-reform| Legal rights group FLAC today noted a report from the Joint Oireachtas Committee on Justice,  Defence and Equality proposing that the term for bankruptcy reduced from the …
  6. Generic Image - Leaflets & BooksFailure to deal with top-up loans leaves burden on poorest families Issued 16 June 2015 |access-to-justice|consumer-credit-law-reform| It is reported today that the Financial Services Ombudsman’s Bureau has upheld a complaint by a Donegal couple who complained about their loan from a leading moneylender …
  7. Publication cover - Moneylending and the Law - September 2007Guide to moneylending & the law Issued 16 June 2015 |consumer-credit-law-reform| We are re-posting a link to our Guide to Moneylending & the Law in the wake of a report by Charlie Weston of the Iris
  8. Stock Image - DoorknockerBriefing: Mortgage Arrears Figures issued 4 June 2015 Issued 4 June 2015 |access-to-justice|consumer-credit-law-reform|debt-law-reform| FLAC Briefing Note Central Bank Mortgage Arrears Figures issued 4 June 2015 Quite late into the second quarter of 2015, the Central Bank has today issued finally figures on …
  9. Government announcement represents some progress on mortgage arrears Issued 13 May 2015 |access-to-justice|debt-law-reform|human-rights-law|public-interest-law| Today’s announcement from government of proposed reforms to assist those in mortgage arrears marks progress and is a recognition that there has been an unfair imbalance in …
  10. FLACThree point plan needed from Government to address mortgage arrears crisis Issued 9 March 2015 |debt-law-reform| FLAC press release                                                          09 March 2015 A three point plan needed …
  11. Publication cover - Paper: Owner Occupier Mortgage Arrears-Progress on ResolutionAnalysis of mortgage arrears data shows Government strategy not working Issued 15 January 2015 |access-to-justice|consumer-credit-law-reform|debt-law-reform|public-interest-law| An in-depth analysis of the steps taken by the state and lenders to resolve the owner occupier mortgage arrears crisis indicates that the Government’s current approach is …
  12. homepicture_seesawWider view needed for new mortgage lending rules Issued 9 December 2014 |consumer-credit-law-reform|debt-law-reform|public-interest-law| In regulating how much a person can borrow to buy a house, the State must also take into account not just the Central Bank’s proposals but the wider crises in housing and …
  13. Generic Image - FLAC BannerPut focus on ordinary people in long-awaited reform of credit and insolvency Issued 7 October 2014 |access-to-justice|consumer-credit-law-reform|debt-law-reform|human-rights-law| Two important news items this morning underline the urgent need to regulate the credit industry in Ireland appropriately, says legal rights group FLAC (Free Legal Advice …
  14. Publication cover - Redressing the Imbalance Executive SummaryConsumer protection on agenda for new Oireachtas term Issued 17 September 2014 |access-to-justice|consumer-credit-law-reform|public-interest-law| Legal rights group FLAC (Free Legal Advice Centres) will mark the first day of the new Dáil term today with a presentation on legal protection for consumers of financial …
  15. Generic Image - FLAC BannerGovernment must finally grasp nettle of long-term arrears cases Issued 2 September 2014 |access-to-justice|debt-law-reform|human-rights-law| Figures released this morning by the Central Bank again show an overall reduction in the number of homes in mortgage arrears in the second quarter of 2014. However legal …
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