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‘Tougher than ever’ context for households in arrears means less dramatic increase is cause for deep worry
Issued 21 June 2013 |debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) warns that the context for the steady increase in mortgage arrears is one where borrowers in trouble still lack any … -
Pressing need for clear information & advice for consumers on personal debt options
Issued 16 May 2013 |debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) today hosts an information event on 'Moving out of Personal Debt: How to use the new legal infrastructure on personal debt … -
Balance lender powers with consumer protections in reforming repossessions law
Issued 30 April 2013 |debt-law-reform|
As a relatively small but very important piece of law is being proposed to effectively make it easier for lenders to process repossessions through the courts, legal rights …
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Statement on Launch of Insolvency Service of Ireland
Issued 18 April 2013 |debt-law-reform|
FLAC (Free Legal Advice Centres) welcomes the issue of guidelines on minimum income and the regulations on Personal Insolvency Practitioners as necessary forerunners to the … -
Amend Code to give borrowers stronger hand in dealings with banks
Issued 10 April 2013 |access-to-justice|debt-law-reform|
How banks treat borrowers in mortgage arrears on their family home is the focus today of the Central Bank in its review of a code of conduct for lenders. Legal rights group …
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Mortgage arrears strategy needs active oversight to deliver on promise of sustainable results
Issued 13 March 2013 |debt-law-reform|
Mortgage arrears strategy needs active oversight to deliver on promise of sustainable results Legal rights group FLAC (Free Legal Advice Centres) says the litmus test of …
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More people in debt - but no corresponding rise in protection for them
Issued 7 March 2013 |consumer-credit-law-reform|debt-law-reform|
Two reports issued by the Central Bank this week highlight further concerns for those who are seriously over-indebted, according to legal rights group, FLAC. The …
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Scepticism over new IBF debt protocol
Issued 18 February 2013 |consumer-credit-law-reform|debt-law-reform|
Article published in the Irish Examiner, 4 February 2013. Reprinted here by kind permission. With the provision of the long-awaited personal insolvency legislation just …
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FLAC urges caution on banking sector initiative for voluntary debtor deals
Issued 31 January 2013 |debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) today expressed its concerns around yesterday's announcement by the Irish Banking Federation of a new initiative …
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New insolvency law very welcome, but time will tell if it will be effective
Issued 20 December 2012 |debt-law-reform|
While welcoming the passage through the Oireachtas of Personal Insolvency legislation as a desperately needed development, legal rights group FLAC (Free Legal Advice Centres) …
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Frightening depth revealed in mortgage arrears figures
Issued 13 December 2012 |debt-law-reform|
For the thirteenth consecutive quarter, the Central Bank has today released figures that show yet another increase in the level of mortgage arrears that affect people's …
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No cart before horse: Ground-breaking insolvency law needs careful political scrutiny
Issued 29 November 2012 |debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) is seriously concerned that debate on important aspects of the Personal Insolvency legislation will either not happen at …
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Government debt plan failing consumers
Issued 20 November 2012 |consumer-credit-law-reform|debt-law-reform|
Ahead of the Bill's introduction to the Seanad on Wednesday, legal rights group FLAC (Free Legal Advice Centres) is today presenting its assessment of the Personal Insolvency … -
Strong words must be matched by concrete action on banks' failings
Issued 17 October 2012 |consumer-credit-law-reform|debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) today welcomed comments made by both Central Bank and Department of Finance officials that seemed to indicate a tougher …
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Comment on ECB Opinion on measures relating to personal insolvency
Issued 4 October 2012 |debt-law-reform|legal-information|
On 25 July 2012, the Minister for Finance requested an Opinion on the Personal Insolvency Bill 2012 from the European Central Bank (ECB. The full text of that Opinion …