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Strong words must be matched by concrete action on banks' failings
Issued 17 October 2012 |consumer-credit-law-reform|debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) today welcomed comments made by both Central Bank and Department of Finance officials that seemed to indicate a tougher …
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Comment on ECB Opinion on measures relating to personal insolvency
Issued 4 October 2012 |debt-law-reform|legal-information|
On 25 July 2012, the Minister for Finance requested an Opinion on the Personal Insolvency Bill 2012 from the European Central Bank (ECB. The full text of that Opinion …
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Debtors need sustained support, not just once-off financial advice
Issued 6 September 2012 |debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) today gave a mixed reaction to the government's launch of a new independent financial advice scheme for distressed …
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No 'news' in steady growth of mortgage arrears; just rising cost in human misery countrywide
Issued 23 August 2012 |access-to-justice|debt-law-reform|
The Central Bank today released figures showing that residential mortgage arrears are continuing to rise. The following is a statement by the Director General of legal rights …
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Davy research shows banks must change approach to tackling mortgage arrears
Issued 17 August 2012 |debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) today warned that short-term measures from banks are not coping with Ireland's chronic mortgage arrears problem. Reacting …
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Relief at insolvency law reform - wary on bank veto & debtor supports
Issued 29 June 2012 |consumer-credit-law-reform|debt-law-reform|legal-information|
Legal rights group FLAC (Free Legal Advice Centres) today expressed its relief that the long-promised and very badly needed Personal Insolvency Bill had finally been released …
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Government 'action on mortgage debt' strategy not giving away plans
Issued 26 June 2012 |debt-law-reform|
Today's government's press conference on its 'Action on Mortgage Debt' did not reveal much detail on its proposed personal insolvency scheme. Legal rights organisation FLAC …
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Urgent need for leadership on mortgage arrears crisis
Issued 21 May 2012 |debt-law-reform|
The continued rise in households behind on their mortgage payments is another red flag for government to speed its reform of our hopelessly inadequate debt laws, said legal …
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Need to learn from others' experience on personal insolvency law
Issued 19 April 2012 |access-to-justice|consumer-credit-law-reform|debt-law-reform|
At a conference launched by Minister for Social Protection Joan Burton TD in Dublin this morning, legal rights organisation FLAC is bringing together Irish and international …
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Code already allows banks ample contact with customers, so why change it?
Issued 14 March 2012 |debt-law-reform|
Legal rights organisation FLAC today called on the Central Bank to clarify why it should allow banks to make more calls to hard-pressed customers in mortgage arrears, after a …
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FLAC reaction to mortgage arrears figures from Central Bank in February 2012
Issued 17 February 2012 |debt-law-reform|
FLAC Press Release Friday 17 February 2012 The legal rights organisation FLAC today said that even though the rise in mortgage debt was entirely predictable, there should be …
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Scheme must be fair and effective for personal debt resolution
Issued 15 February 2012 |debt-law-reform|
The proposed new debt resolution scheme must offer a fair and effective way for those who cannot support their enormous debt burdens to deal realistically with their …
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Draft debt resolution scheme is a significant advance
Issued 25 January 2012 |debt-law-reform|
FLAC said on 25 January 2012 that the publication of a draft debt resolution scheme today is a significant advance to address the problems of seriously over indebted …
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Danger of giving banks veto on personal debt resolution
Issued 23 January 2012 |consumer-credit-law-reform|
Following on the announcement on Friday last that the government has sought to further delay the issue of the personal insolvency legislation, and amid rampant speculation on …
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FLAC: Disappointment at further delays on insolvency bill
Issued 20 January 2012 |consumer-credit-law-reform|debt-law-reform|
Following reports that the government seeks to defer the publication of new bankruptcy laws by a further month to the end of April 2012, Noeline Blackwell, Director General …