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  1. Publication cover - Paper: Owner Occupier Mortgage Arrears-Progress on ResolutionAnalysis of mortgage arrears data shows Government strategy not working Issued 15 January 2015 |access-to-justice|consumer-credit-law-reform|debt-law-reform|public-interest-law| An in-depth analysis of the steps taken by the state and lenders to resolve the owner occupier mortgage arrears crisis indicates that the Government’s current approach is …
  2. homepicture_seesawWider view needed for new mortgage lending rules Issued 9 December 2014 |consumer-credit-law-reform|debt-law-reform|public-interest-law| In regulating how much a person can borrow to buy a house, the State must also take into account not just the Central Bank’s proposals but the wider crises in housing and …
  3. Generic Image - StairwayFirst ‘social recovery’ budget will not restore eroded public services, but Gov’t has opportunity for fresh start Issued 14 October 2014 |access-to-justice|civil-legal-aid|debt-law-reform|human-rights-law|social-welfare-law-reform| Despite its vaunted ‘social justice’ element, Budget 2015 fails to fully address the emaciation of public services stretched beyond measure by serial austerity drives. …
  4. Generic Image - FLAC BannerPut focus on ordinary people in long-awaited reform of credit and insolvency Issued 7 October 2014 |access-to-justice|consumer-credit-law-reform|debt-law-reform|human-rights-law| Two important news items this morning underline the urgent need to regulate the credit industry in Ireland appropriately, says legal rights group FLAC (Free Legal Advice …
  5. Generic Image - FLAC BannerGovernment must finally grasp nettle of long-term arrears cases Issued 2 September 2014 |access-to-justice|debt-law-reform|human-rights-law| Figures released this morning by the Central Bank again show an overall reduction in the number of homes in mortgage arrears in the second quarter of 2014. However legal …
  6. 2014- Noeline Blackwell addressing PILA ConferenceFLAC welcomes Conclusions and Recommendations of UN Human Rights Committee Issued 25 July 2014 |access-to-justice|civil-legal-aid|debt-law-reform|human-rights-law|public-interest-law| FLAC today welcomed the Conclusions and Recommendations issued by the UN’s Human Rights Committee in Geneva following their examination on 14-15 July of the state of civil …
  7. Apr 2014 - Paul Joyce JOC FinanceOireachtas committee report on lenders' handling of mortgage arrears is challenge for Finance Minister Issued 8 July 2014 |access-to-justice|consumer-credit-law-reform|debt-law-reform|public-interest-law| Legal rights group FLAC (Free Legal Advice Centres) today welcomed a comprehensive report from an Oireachtas committee tasked with reviewing the way banks in Ireland handle …
  8. July 2014- Susan Denham, 2013 Annual Report Launch'Rights meaningless without access’ says Chief Justice Issued 7 July 2014 |access-to-justice|civil-legal-aid|consumer-credit-law-reform|debt-law-reform|human-rights-law|legal-information|public-interest-law|social-welfare-law-reform| Chief Justice Susan Denham today said that rights without access to them are meaningless. Speaking as she launched FLAC’s (Free Legal Advice Centres’) annual report for …
  9. Publication cover - Annual Report 2013More than 27,000 legal queries in 2013 highlight gaps in the legal system Issued 7 July 2014 |access-to-justice|civil-legal-aid|consumer-credit-law-reform|debt-law-reform|flac-information|human-rights-law|legal-information|public-interest-law|social-welfare-law-reform| Legal rights group FLAC has directly helped some 27,546 people with their legal queries in 2013, according to its annual report for 2013 launched by Chief Justice Susan …
  10. Generic Image - Four CourtsLong-term mortgage arrears a greater concern than ever Issued 5 June 2014 |access-to-justice|debt-law-reform|human-rights-law| The Central Bank has today issued its report to 31 March 2014 on mortgage arrears, repossessions and re-structures on family homes.  This shows an overall small decrease in …
  11. Publication cover - Redressing_the_ImbalanceComprehensive reform of protections for consumers of credit and other financial services urgently needed Issued 7 March 2014 |consumer-credit-law-reform|debt-law-reform| The state is failing to properly protect people who avail of credit and other financial services; that is the key finding from a new report by legal rights group FLAC (Free …
  12. homepicture_seesawProposed changes to under-used insolvency system do not go far enough Issued 10 January 2014 |access-to-justice|consumer-credit-law-reform|debt-law-reform|human-rights-law| It is reported today that the Minister for Justice & Equality Alan Shatter TD plans to introduce an insolvency protocol similar to the one applying to IVAs (individual …
  13. Flac Report009Dismay at failure to reform ‘deeply flawed’ state advice scheme on mortgage arrears Issued 17 December 2013 |access-to-justice|debt-law-reform| Legal rights group FLAC today expressed its dismay at news that a state scheme providing mortgage arrears advice will continue relatively unchanged, despite the fact that it …
  14. Publication cover - Moving out of Mortgage Arrears_Online October 2013Concerns remain for those in mortgage arrears Issued 28 November 2013 |debt-law-reform|public-interest-law| FLAC (Free Legal Advice Centres) was glad to see that there was a small reduction in the numbers of family home mortgage accounts in short term arrears in the figures …
  15. FLACBudgetary concerns are not limited to a single day Issued 15 October 2013 |civil-legal-aid|debt-law-reform|human-rights-law|social-welfare-law-reform| According to legal rights organisation FLAC, the budget is an on-going, multifaceted process which started before October 15th and will continue to be felt by the Irish …
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