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  1. FLACNew insolvency law very welcome, but time will tell if it will be effective Issued 20 December 2012 |debt-law-reform| While welcoming the passage through the Oireachtas of Personal Insolvency legislation as a desperately needed development, legal rights group FLAC (Free Legal Advice Centres) …
  2. FLACFrightening depth revealed in mortgage arrears figures Issued 13 December 2012 |debt-law-reform| For the thirteenth consecutive quarter, the Central Bank has today released figures that show yet another increase in the level of mortgage arrears that affect people's …
  3. FLACNo cart before horse: Ground-breaking insolvency law needs careful political scrutiny Issued 29 November 2012 |debt-law-reform| Legal rights group FLAC (Free Legal Advice Centres) is seriously concerned that debate on important aspects of the Personal Insolvency legislation will either not happen at …
  4. Nov 2012- Katherine Zappone Michael Farrell & OthsGovernment losing golden opportunity to reform sub-standard appeals system Issued 8 November 2012 |access-to-justice|social-welfare-law-reform| Legal rights group FLAC (Free Legal Advice Centres) says the government has "wasted a golden opportunity" to implement some simple changes to vastly improve a key welfare …
  5. Generic Image - Social Welfare FLACsheetsSeanad motion on social welfare appeals system supports need for change sooner rather than later Issued 7 November 2012 |access-to-justice|social-welfare-law-reform| Legal rights group FLAC today called on the government to make some simple changes to improve a key support system for people in Ireland, ahead of a motion being put forward …
  6. Publication cover - Not Fair Enough Executive SummaryTime to reform social welfare appeals system Issued 24 October 2012 |access-to-justice|social-welfare-law-reform| Legal rights group FLAC today released a report recommending root-and-branch reform of the country's system for handling social welfare appeals. Ombudsman Emily O'Reilly …
  7. Publication cover - FLAC reaction to ECB opinion re PI BillComment on ECB Opinion on measures relating to personal insolvency Issued 4 October 2012 |debt-law-reform|legal-information| On 25 July 2012, the Minister for Finance requested an Opinion on the Personal Insolvency Bill 2012 from the European Central Bank (ECB. The full text of that Opinion …
  8. FLACDebtors need sustained support, not just once-off financial advice Issued 6 September 2012 |debt-law-reform| Legal rights group FLAC (Free Legal Advice Centres) today gave a mixed reaction to the government's launch of a new independent financial advice scheme for distressed …
  9. FLACNo 'news' in steady growth of mortgage arrears; just rising cost in human misery countrywide Issued 23 August 2012 |access-to-justice|debt-law-reform| The Central Bank today released figures showing that residential mortgage arrears are continuing to rise. The following is a statement by the Director General of legal rights …
  10. FLACDavy research shows banks must change approach to tackling mortgage arrears Issued 17 August 2012 |debt-law-reform| Legal rights group FLAC (Free Legal Advice Centres) today warned that short-term measures from banks are not coping with Ireland's chronic mortgage arrears problem. Reacting …
  11. FLACGovernment 'action on mortgage debt' strategy not giving away plans Issued 26 June 2012 |debt-law-reform| Today's government's press conference on its 'Action on Mortgage Debt' did not reveal much detail on its proposed personal insolvency scheme. Legal rights organisation FLAC …
  12. FLACUrgent need for leadership on mortgage arrears crisis Issued 21 May 2012 |debt-law-reform| The continued rise in households behind on their mortgage payments is another red flag for government to speed its reform of our hopelessly inadequate debt laws, said legal …
  13. Publication cover - FLAC_NCLC_Submission on Social Welfare Pensions Bill 2012_FINALMortgage supplement changes premature and unsupportive of hard-pressed borrowers Issued 25 April 2012 |debt-law-reform|social-welfare-law-reform| Legal rights group FLAC (Free Legal Advice Centres) expressed concern today that a proposed change to the Social Welfare Pensions Bill 2012 will remove an essential …
  14. FLACCode already allows banks ample contact with customers, so why change it? Issued 14 March 2012 |debt-law-reform| Legal rights organisation FLAC today called on the Central Bank to clarify why it should allow banks to make more calls to hard-pressed customers in mortgage arrears, after a …
  15. FLACFLAC reaction to mortgage arrears figures from Central Bank in February 2012 Issued 17 February 2012 |debt-law-reform| FLAC Press Release Friday 17 February 2012 The legal rights organisation FLAC today said that even though the rise in mortgage debt was entirely predictable, there should be …
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