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Amend Code to give borrowers stronger hand in dealings with banks
Issued 10 April 2013 |access-to-justice|debt-law-reform|
How banks treat borrowers in mortgage arrears on their family home is the focus today of the Central Bank in its review of a code of conduct for lenders. Legal rights group … -
Mortgage arrears strategy needs active oversight to deliver on promise of sustainable results
Issued 13 March 2013 |debt-law-reform|
Mortgage arrears strategy needs active oversight to deliver on promise of sustainable results Legal rights group FLAC (Free Legal Advice Centres) says the litmus test of …
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More people in debt - but no corresponding rise in protection for them
Issued 7 March 2013 |consumer-credit-law-reform|debt-law-reform|
Two reports issued by the Central Bank this week highlight further concerns for those who are seriously over-indebted, according to legal rights group, FLAC. The …
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Scepticism over new IBF debt protocol
Issued 18 February 2013 |consumer-credit-law-reform|debt-law-reform|
Article published in the Irish Examiner, 4 February 2013. Reprinted here by kind permission. With the provision of the long-awaited personal insolvency legislation just …
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FLAC urges caution on banking sector initiative for voluntary debtor deals
Issued 31 January 2013 |debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) today expressed its concerns around yesterday's announcement by the Irish Banking Federation of a new initiative …
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New insolvency law very welcome, but time will tell if it will be effective
Issued 20 December 2012 |debt-law-reform|
While welcoming the passage through the Oireachtas of Personal Insolvency legislation as a desperately needed development, legal rights group FLAC (Free Legal Advice Centres) …
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Frightening depth revealed in mortgage arrears figures
Issued 13 December 2012 |debt-law-reform|
For the thirteenth consecutive quarter, the Central Bank has today released figures that show yet another increase in the level of mortgage arrears that affect people's …
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No cart before horse: Ground-breaking insolvency law needs careful political scrutiny
Issued 29 November 2012 |debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) is seriously concerned that debate on important aspects of the Personal Insolvency legislation will either not happen at …
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Government debt plan failing consumers
Issued 20 November 2012 |consumer-credit-law-reform|debt-law-reform|
Ahead of the Bill's introduction to the Seanad on Wednesday, legal rights group FLAC (Free Legal Advice Centres) is today presenting its assessment of the Personal Insolvency … -
Strong words must be matched by concrete action on banks' failings
Issued 17 October 2012 |consumer-credit-law-reform|debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) today welcomed comments made by both Central Bank and Department of Finance officials that seemed to indicate a tougher …
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Comment on ECB Opinion on measures relating to personal insolvency
Issued 4 October 2012 |debt-law-reform|legal-information|
On 25 July 2012, the Minister for Finance requested an Opinion on the Personal Insolvency Bill 2012 from the European Central Bank (ECB. The full text of that Opinion … -
Debtors need sustained support, not just once-off financial advice
Issued 6 September 2012 |debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) today gave a mixed reaction to the government's launch of a new independent financial advice scheme for distressed …
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No 'news' in steady growth of mortgage arrears; just rising cost in human misery countrywide
Issued 23 August 2012 |access-to-justice|debt-law-reform|
The Central Bank today released figures showing that residential mortgage arrears are continuing to rise. The following is a statement by the Director General of legal rights …
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Davy research shows banks must change approach to tackling mortgage arrears
Issued 17 August 2012 |debt-law-reform|
Legal rights group FLAC (Free Legal Advice Centres) today warned that short-term measures from banks are not coping with Ireland's chronic mortgage arrears problem. Reacting …
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Relief at insolvency law reform - wary on bank veto & debtor supports
Issued 29 June 2012 |consumer-credit-law-reform|debt-law-reform|legal-information|
Legal rights group FLAC (Free Legal Advice Centres) today expressed its relief that the long-promised and very badly needed Personal Insolvency Bill had finally been released …